Preparing yourself to be a Serious Home Buyer.

Presently there are over fifty (50) different mortgage products available to you. I encourage you to discuss with your lender, what is really best for you and your long term future.

Don’t go house hunting without the proper equipment!!!

Being Pre-Approved is the KEY ingredient to being prepared for the hunt.

Talk with your Lender, know what product best meets YOUR needs.

What does the term APR mean to you? To your Lender?

What is a Good Faith Estimate? Where do you get one?

Items needed for loan application

The following items will be required, you might want to get these items together.

1. Pay check stubs (All Employers) for the most recent 30 days.

2. Last 2 months bank, investment, stock & CD statements.

3. Last 2 years W-2 forms for ALL employers.

4. List of ALL outstanding loans, charge accounts, balances and payments.

5. If applicable, Divorce Decree, Bankruptcy & Discharge papers.

6. Copy of accepted Real Estate Sales Contract.