Preferred Lender
Steve Branstetter
(314) 579-7708
E-mail Steve: info@givepaulacall.com
Steve is one of the most successful Mortgage Loan Officers in St. Louis.
His background in real estate sales and mortgage financing gives you the advantage when purchasing a home.
Steve and Pulaski Bank are well know for being able to get the job done.
Steve is anxious to hear from you and to discuss your real estate goals.
- First Time Buyers a Specialty
- Non Conforming Portfolio Loans
- Conventional Fixed & Adjustable
- Jumbo Loans
- First FHA & VA Loans Available
- 15 & 30 Year Mortgages
Let's get started on finding you a loan.
As we get further along, we will need copies of past tax records and your Social Security number for running the required credit checks.
While this process does take time, it is painless.
If you do not already have a Buyer's Agency Agreement with a Realtor, I strongly recommend that you make that your next step.
I recommend that you "Give Paul A Call" at (314) 672-7285. Both Paul and Tricia have proven many times over that they get the job done with the least amount of problems.
New $8,000 Tax Credit for 1st Time Home Buyers
|
As part of the "American Recovery and Reinvestment Act of 2009", the above bill was signed into law February 17, 2009. With this new tax credit, there is no repayment required. Here are some specifics of the new bill:
Amount: $8,000 tax credit, or 10% of the home's value, whichever is less- on the buyer's 2008 or 2009 taxes.
For Whom: 1st time home buyers (A 1st time home buyer is defined as someone who has not owned a property in the last 3 years, or more.)
Repayment: No repayment is required as long as you live in the home 3 years, or more.
Property types: For principal residence only - single family residence, condo, or townhouse.
Income Requirements: Maximum $75,000 for a single buyer, and $150,000 for a married couple.
Claming the Credit: The credit will be claimed on a tax return to reduce the purchaser's income tax liability. If any credit amount reamins unused, then the unsused amount will be refunded as a check to the purchaser.
|
www.GivePaulACall.com
(314) 672-PAUL (7285)
